--- title: Lumico | Medicare Supplement description: Medigap, Med Supp, Lumico Life Insurance Company, Elips Life Insurance Company, Medicare Supplement. image: https://lumico.com/hubfs/medsuppicon.png --- [![LFIC logo_left - color_editable_hubspot-1](https://lumico.com/hubfs/LFIC%20logo_left%20-%20color_editable_hubspot-1.svg) ](https://lumico.com) - [Home](https://lumico.com) - [File a Claim](https://lumico.com/claim-support) - [Products](https://lumico.com/product-main-page) ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/angle-down-light.svg) - Life Insurance - [Protect Now Term](https://lumico.com/protect-now-term) - [Simplified Issue Final Expense](https://lumico.com/final-expense) - [Whole Life](https://lumico.com/whole-life) - Health Insurance - [Medicare Supplement](https://lumico.com/medicare-supplement) - [About Us](https://lumico.com/about-us) ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/angle-down-light.svg) - [About Lumico](https://lumico.com/about-us) - [Our Companies](https://lumico.com/our-companies) - [Testimonials](https://lumico.com/about-us#testimonials) - [Lumico News](https://lumico.com/lumico-news) - [Support](https://lumico.com/help-center) ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/angle-down-light.svg) - [Help Center](https://lumico.com/help-center) - [Contact Us](https://lumico.com/contact-us-main) - My Account ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/angle-down-light.svg) - [Life Insurance](https://lumico.com/lumico-life-customer-portal-login) - [Health Insurance](https://lumico.com/login-health) - [Are you an agent? ](https://lumico.com/login-agent) [![LFIC logo_left - color_editable_hubspot-1](https://lumico.com/hubfs/LFIC%20logo_left%20-%20color_editable_hubspot-1.svg) ](https://lumico.com) ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/bars-solid.svg) - [Home](https://lumico.com) - [File a Claim](https://lumico.com/claim-support) - [Products](https://lumico.com/product-main-page) ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/angle-down-light.svg) - Life Insurance - [Protect Now Term](https://lumico.com/protect-now-term) - [Simplified Issue Final Expense](https://lumico.com/final-expense) - [Whole Life](https://lumico.com/whole-life) - Health Insurance - [Medicare Supplement](https://lumico.com/medicare-supplement) - [About Us](https://lumico.com/about-us) ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/angle-down-light.svg) - [About Lumico](https://lumico.com/about-us) - [Our Companies](https://lumico.com/our-companies) - [Testimonials](https://lumico.com/about-us#testimonials) - [Lumico News](https://lumico.com/lumico-news) - [Support](https://lumico.com/help-center) ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/angle-down-light.svg) - [Help Center](https://lumico.com/help-center) - [Contact Us](https://lumico.com/contact-us-main) - My Account ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/angle-down-light.svg) - [Life Insurance](https://lumico.com/lumico-life-customer-portal-login) - [Health Insurance](https://lumico.com/login-health) - [Are you an agent? ](https://lumico.com/login-agent) # Medicare Supplement Insurance ### Lumico Medicare Supplement **Medicare Supplement** insurance is one of the most commonly needed health insurance products for people who are 65 or older. This type of insurance **complements your Original Medicare** (Part A and B) by helping to cover medical expenses, while giving you the freedom to **choose your own medical providers**. #### Our Medicare Supplement plans: ![LUMICOMEDGAPSOLUTIONSlogo](https://lumico.com/hs-fs/hubfs/LUMICOMEDGAPSOLUTIONSlogo.png?width=229&height=78&name=LUMICOMEDGAPSOLUTIONSlogo.png) underwritten by  **Lumico Life Insurance Company ** [ Lumico Fact Sheet ](https://wmounk.files.welcomesoftware.com/download/fee2b0e4b46c11eda42222e33c7991d1) ![Lumico Medigap full logo_stacked - color-1](https://lumico.com/hubfs/Lumico%20Medigap%20full%20logo_stacked%20-%20color-1.svg) underwritten by  **Elips Life Insurance Company ** [ ELIPS FACT SHEET ](https://wmounk.files.welcomesoftware.com/download/3893b427993711eb81b76dac1a611331) ## What Medicare Supplement covers: Benefits Plan A Plan F Plan G Plan N High Deductible Plan G1 Basic Benefits2 (including hospice) ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/checkMark.svg) ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/checkMark.svg) ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/checkMark.svg) ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/checkMark.svg) ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/checkMark.svg) Part B coinsurance ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/checkMark.svg) ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/checkMark.svg) ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/checkMark.svg) ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/checkMark.svg) ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/checkMark.svg) Part A coinsurance ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/checkMark.svg) ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/checkMark.svg) ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/checkMark.svg) ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/checkMark.svg) Skilled nursing facility coinsurance ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/checkMark.svg) ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/checkMark.svg) ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/checkMark.svg) ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/checkMark.svg) Foreign travel emergency ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/checkMark.svg) ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/checkMark.svg) ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/checkMark.svg) ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/checkMark.svg) Part B excess charges ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/checkMark.svg) ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/checkMark.svg) ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/checkMark.svg) Part B deductible ![](https://lumico.com/hubfs/raw_assets/public/iptiQ/Images/checkMark.svg) ### Did you know? Medicare **Part B only covers 80%** of your outpatient medical care or doctor visits. Our Medicare Supplement plans can help pick up the remaining costs. With Medicare Supplement, there are **no network restrictions**. You can see and select your own physicians without referrals as long as they accept Medicare patients. 6 in 10 adults have chronic disease3 $11,300 is the average annual health care cost for people age 65+4 85% of health care costs are for diabetes and heart disease3 1For High Deductible Plan G you must pay for Medicare-covered costs up to the deductible amount of $2,870 before your Medigap plan pays anything. 2Basic benefits include Part A coinsurance, Part A hospice care coinsurance or copayment, Part B coinsurance or copayment, and first three pints of blood per year. 3cdc.gov, June 9, 2022; 4registerednursing.org, September 8, 2023. For **help** with your **Medicare Supplement** health insurance policy, please contact our insurance customer care team on** 1-855-774-4491.** ### What else can we help you with? [![myAccount](https://lumico.com/hubfs/myAccount.svg) My account ](https://lumico.com/login-health) [![Submit a claim](https://lumico.com/hubfs/claims.svg) Claims support ](https://lumico.com/claim-support) [![headset](https://lumico.com/hubfs/headset.svg) Contact expert ](https://lumico.com/contact-us-main) ![LFIC logo_left - color_hubspot_footer_a-1](https://lumico.com/hubfs/LFIC%20logo_left%20-%20color_hubspot_footer_a-1.svg) [Terms and Conditions](https://hubspot.lumico.com/terms-and-conditions) [Privacy Policy](https://lumico.com/privacypolicy) ##### Products ##### About Us ##### Support ##### My Account © 2026 Lumico. All rights reserved.