Life is embracing those little moments.

Insurance is protecting them.

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How can we help?


Life Insurance

Protect Now Term (Term Life), Whole Life, and Final Expense


Health Insurance

Medicare Supplement (Medigap)



Need to submit a claim? We’ll walk you through each step to make the process as smooth as possible.


Why Lumico?

Read about our story and why we're the right fit for you and your loved ones. 

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Help Center

Need help finding answers to your questions? Our help center is a great place to get started. 

What our customers are saying

One of the best experiences I've had working with an insurance company thus far.

Glen, Lumico policyholder

Lumico was the only company I called where a human being answered the phone. There were no robotic answering services, just a helpful person that helped me and my family through this challenging period of loss.  

Lumico beneficiary

Easy to work with, agent was very knowledgeable, everything was done online.

Gregory, Lumico policyholder

Very easy to give you peace of mind, Lumico will walk you through the whole process, they will give you options on how to make your payments and much more. 

Julie, Lumico policyholder

Gave me exactly what I was looking for and needed. Fast, easy, and convenient. Best decision I could have ever made.

Donna, Lumico policyholder