A solution that lasts a lifetime
Cash value accumulation
Tax-free interest1
Guaranteed premiums
Product Specifications
Issue Ages
18- 70
Minimum face amount
$30,000
Maximum face amount
$1,000,000 for ages 18-64
$250,000 for ages 65-70
Cash values
Premium structure
Premium frequency
Annual, semi-annual, quarterly, monthly
Rider options
Included
Optional
Replacements
Yes*
*You can replace your existing life insurance policy with a new Lumico life insurance policy.
For complete coverage information, download a copy of our Whole Life fact sheet.
As you continue to pay premiums, you can borrow against the cash value, tax-free. That means, you’ll have extra funds for all of your financial needs, whether planned or unexpected.
Whole Life can give peace of mind to your loved one.
Save for a comfortable
retirement
help send your children to
College
Leave your family a financial
Legacy
1Any discussion of taxes is for general and informational purposes only; does not purport to be complete or cover every situation; and should not be construed as legal, tax or accounting advice. Clients should confer with their qualified legal, tax and accounting advisors as appropriate.