About Us

At Lumico we are out to solve two big problems - that people don't have enough life and supplemental health insurance and that they find purchasing these products confusing - but with Lumico, it doesn’t have to be.

Everything we do is designed to create a great experience for our customers. The result? More families have peace of mind after they receive coverage from us. We offer simple, clear insurance and with an easier process.

Your choices are a whole lot clearer

 

So you can focus on what’s important

  • We have competitive prices with no hidden fees, what you see is what you pay
  • We offer immediate coverage and flexible payment options
  • Our customer star satisfaction rating is 4.5/5 stars
  • Lumico is a part of Swiss Re, a global financial services organization and Fortune 500 company that has been protecting families since 1865.
50 +

Years experience insuring families

225,000 +

Families protected with Lumico coverage

4.5 +

Customer average star rating

Kind words from our customers

My wife and I bought Final Expense insurance. Our overall impression with Lumico has been...

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My wife and I bought Final Expense insurance. Our overall impression with Lumico has been very good. Lumico's prices versus other companies was slightly better. Sign-up, explanation of the policy, terms and everything else was managed very well. Access and communication online to-date has been flawless. 

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Allen, Lumico policyholder

I would like to thank your customer service team for their professionalism and caring...

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I would like to thank your customer service team for their professionalism and caring nature. I lost my husband almost a year ago, he had taken out a policy to provide for me should anything ever happen. My husband was diagnosed with cancer and passed. Your customer service team was excellent in providing me with information I requested, they were always polite, showed compassion which meant so much during this time. It's very hard to find a company with this kind of compassion. 

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Joyce, Lumico beneficiary

I had a very good experience getting my life insurance through Lumico. The person I spoke...

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I had a very good experience getting my life insurance through Lumico. The person I spoke to was very knowledgeable and polite on the phone. They explained things clearly to me as pertains to my policy. I enjoyed talking to them, thank you for the pleasant experience. 

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Andrea, Lumico policyholder

Great customer service, they took the time to explain my options and what was going to be...

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Great customer service, they took the time to explain my options and what was going to be right for me. 

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Chad, Lumico policyholder

Very friendly customer service and very affordable prices, I liked the variety of choices...

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Very friendly customer service and very affordable prices, I liked the variety of choices too! 

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Daniel, Lumico policyholder

Excellent customer service, caring individuals, great rates, easy process overall, thank...

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Excellent customer service, caring individuals, great rates, easy process overall, thank you Lumico!

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Angela, Lumico policyholder

best

“A” AM Best rating

Lumico is rated “A” (Excellent) by A.M. Best1, the leading insurance rating agency. As the second highest rating that is awarded, this means that Lumico is financially stable and secure.

BBB

“A+” BBB rating2

Lumico is also rated A+ by the Better Business Bureau (BBB)2. This shows that we’re committed to providing excellent customer service, and we’re operating in a way that people can trust.

1These ratings reflect claims paying ability but are not a guarantee of future performance, as of September 2021.
2BBB rating is current as of January 2022 and is not a guarantee of a business’s reliablity or performance.

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