Lumico | Medicare Supplement

Lumico Medicare Supplement

Medicare Supplement insurance is one of the most commonly needed health insurance products for people who are 65 or older. This type of insurance complements your Original Medicare (Part A and B) by helping to cover medical expenses, while giving you the freedom to choose your own medical providers.

Our Medicare Supplement plans:

underwritten by

Lumico Life Insurance Company

Lumico Fact Sheet

Lumico Medigap full logo_stacked - color-1

underwritten by

Elips Life Insurance Company

ELIPS FACT SHEET

What Medicare Supplement covers:

Benefits

Plan A

Plan F

Plan G

Plan N

High Deductible Plan G¹

Basic Benefits²
(including hospice)

Part B coinsurance

Part A coinsurance

Skilled nursing
facility coinsurance

Foreign travel
emergency

Part B excess charges

Part B deductible

Did you know?

Medicare Part B only covers 80% of your outpatient medical care or doctor visits.
Our Medicare Supplement plans can help pick up the remaining costs.

With Medicare Supplement, there are no network restrictions. You can see and select your own physicians without referrals as long as they accept Medicare patients.

6 in 10

adults have chronic disease³

$11,300

is the average annual health care cost for people age 65+⁴

85%

of health care costs are for diabetes and heart disease³

¹For High Deductible Plan G you must pay for Medicare-covered costs up to the deductible amount of $2,870 before your Medigap plan pays anything.
²Basic benefits include Part A coinsurance, Part A hospice care coinsurance or copayment, Part B coinsurance or copayment, and first three pints of blood per year.
³cdc.gov, June 9, 2022; ⁴registerednursing.org, September 8, 2023.

Medicare Supplement Insurance