Coverage that provides peace of mind
Ages 50-85 Standard
Ages 50-80 for Preferred and Modified
Minimum face amount
Maximum face amount and risk classes*
$50,000 for Preferred at ages 50-60
$40,000 for Preferred at ages 61-70
$30,000 for Preferred at ages 71-75
$20,000 for Preferred at ages 76-80
$30,000 for Standard
$15,000 for Modified
Annual, semi-annual, quarterly, monthly
*Preferred: your benefit is “level” - so you’re entitled to 100% of your benefit from the first day your coverage begins.
Standard & Modified: your benefit is “graded” in the first three years - this means your benefit will gradually increase to 100%, unless death occurs as a result of an accident.
**You can replace your existing life insurance policy with a new Lumico life insurance policy.
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